Is This The Last Chance for Low Rates?

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Last Chance for buyers to lock in low mortgage rates this year. This may be the last chance for buyers to take advantage of such low mortgage rates this year. For a quick example, if you borrowed about $365,000 dollars right now, it would cost you monthly about $2,200 with taxes and with a 3.75% mortgage rate for 30 years.

For the last two months, traders have speculated that the U.S. central bank will slash interest rates for the second.

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The saving grace is that rates will almost certainly be lower than they are today at some point in 2019. But why is there a greater risk of rising rates right now? This has to do with timing and a few other factors. For roughly 2 straight years, rates did almost nothing but move higher. The first half of 2017 was something of an exception as rates managed to recover, somewhat, from the big spike at the end of 2016, but it wasn’t much of a consolation in the bigger picture.

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Last Chance at Low Interest Rates in Fox Grove! Thursday, Jan 03, 2019 U.S. interest rates have actually been rising for a while, now, but at a glacier-slow pace that many people would have not noticed unless they were in the business of making home loans.

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Another ‘Last Chance’ at Low Rates. As shown in the chart below, consumers have now had five "last chances" at 5% mortgage rates since the start of 2009. Bankrate.com ‘s national average 30-year fixed mortgage rate is now down to 5% again.

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Is This The Last Chance for Low Rates? Interest rates have enjoyed several months of prosperity without any major bounce back toward higher levels, but that might be changing as of this week.

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