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A mortgage pre-approval letter provides the necessary third-party verification that what you told your loan officer is documented. Income Documentation You’ll be asked to provide your most recent pay check stubs covering a 30 day period as well as your two most recent W2 forms.
Fast Approval/Funding Process – Private money loans can be approved and issued in as little as a few days. hard money loans , for example, typically take as little as 3 minutes for prequalification and 10 – 15 days to receive funding.
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Mortgage Approval in 3 Minutes 20 Seconds.. New Florida Mortgage LLC is an Equal Housing Broker. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580..
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Today’s rate. Current rates in Florida are 4.325% for a 30-year fixed, 3.721% for a 15-year fixed, and 3.861% for a 5/1 adjustable-rate mortgage (ARM).
· First, look at your mortgage amortization schedule to see the total amount of principal and interest you’ll pay. It can be eye-opening to see that borrowing $250,000 for 30 years at 4.30% will cost you $445,384. Use our mortgage calculator to estimate your payments over the life of a loan.
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