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BMO’s Chief Executive Officer and its Chief Financial Officer have signed a statement outlining management’s responsibility for financial information in the annual consolidated financial statements.

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Graham Holdings Company (the Company) is primarily a diversified education. In 2016 , Kaplan’s U.S.-based KHE division consisted primarily of Kaplan University. Kaplan University. Kaplan University.

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Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ý No ¨ Indicate by check mark if the registrant is not required to file.

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Residential Mortgage Backed Securities as a Precursor to Financial Crisis On February 11, 2016, TARP recipient, Morgan Stanley, agreed to pay a $2.6 billion penalty to resolve claims related to its marketing, sale and issuance of residential mortgage-backed securities.